My career in the financial services industry started in 2005, when I began working as a stockbroker and Financial Adviser, serving clients in the West/Central Scotland area. During that time, I developed in-depth knowledge and experience within many challenging areas of financial planning. I have particularly specialised in Retirement Planning, Pension Planning, along with Inheritance Tax Planning and Trusts*. I have since recognised that through St. James’s Place Wealth Management, I am able to provide my clients with a greater level of service and the best possible advice through the products and services available to the
St. James’s Place Partners.
I am incredibly passionate about my work and the role it plays within the lives of my clients.
Some of the key services I offer my clients are as follows:
- Retirement Planning
- Pension Planning
- Portfolio Management
- Investing for Income and/or Growth including ISAs
- Trustee Investments
- Inheritance Tax Planning*
- Life or Critical Illness cover
- Income Protection
- Family Protection
- Later life Planning
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time and are generally dependent on individual circumstances.
As every client’s situation is unique, it is important to acquire a comprehensive understanding of how the above list may benefit your individual financial plans. Please contact me for a no obligation consultation.
As I believe in providing my clients with the highest level of service and advice, I have passed the relevant exams to become a Chartered Financial Adviser (one of the highest levels of professional financial advice status’), in addition to my current financial qualifications. I hope this will give my clients confidence:
- that my knowledge is up to date with the ever changing Financial Service landscape;
- that I understand how important my role as an adviser is;
- and that I take the responsibility that comes with it, extremely seriously.
I am married to Diane and have two children, Mark and Claire. I live in the Blantyre area.
*Trusts and some areas of Inheritance Tax Planning are not regulated by the Financial Conduct Authority.